Legal Question in Credit and Debt Law in Texas

credit card debt

If a debt that is four years old is considerd dead, why would a collector hire a lawyer and threaten court action?Is this kept active as long as different agencies take over this account? How may I find out if a debt is considered dead?


Asked on 1/09/08, 6:48 am

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: credit card debt

Because they think they can get a default judgment. This is a defensible claim and once you are able to get the case dismissed, you can sue for violation of the Fair Debt Collection Practices Act. You should contact a consumer lawyer.

Read more
Answered on 1/09/08, 11:41 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas