Legal Question in Credit and Debt Law in Texas
credit card
If a debt is more than 4 years old,can it be kept active by selling it to other agencies or law firms?
Asked on 6/15/07, 8:38 am
3 Answers from Attorneys
James Grissom
Law Office of James P. Grissom
Re: credit card
No. Only your payments or purchases can keep the card active. If you have been sued for a credit card debt that is more than 4 years old, contact an attorney. If you want my assistance, contact me by email.
Answered on 6/15/07, 10:28 am
Sharon Campbell
Sharon K. Campbell
Re: credit card
No. IF they are suing on a time-barred debt, that is a violation of the Fair Debt Collection Practices Act. You need to hire an attorney to defend you on the case and to file against them for the Fair Debt violation.
Answered on 6/15/07, 12:02 pm
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