Legal Question in Credit and Debt Law in Texas

credit card judgements

I was called by a collection attorney in Houston who is threatening to get a judgement on an old credit card debt. He says the summons will be forthcoming. I need to check the SOL, it could be expired.

Should I hire an attorney if the SOL is still within 4 years? Can they garnish wages in TX? Should I close my bank account?

Thanks for any help on this matter.


Asked on 5/24/07, 9:57 am

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: credit card judgements

Current wages cannot be garnisheed in Texas for a credit card debt. Your bank account may be.

If the debt is older than four years you should get a lawyer to defend you.

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Answered on 5/24/07, 12:16 pm


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