Legal Question in Credit and Debt Law in Texas

Credit History

how long does it take to restore my credit from bad to excellent? or to clear my bad credit altogether? i have heard 7 years, but want to be sure.


Asked on 8/22/05, 7:39 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Credit History

A bad credit report can remain on your credit history for seven years. A bankruptcy for 10 years. And a tax lien for 15 years. You can always add an explanation or dispute to your credit report that may help improve your credit.

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Answered on 8/23/05, 11:49 am


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