Legal Question in Credit and Debt Law in Texas
new creditor
Can a previous creditor(Bealls) who sells to another company(RJM Acquistioons) try to collect on a debt they claim was due August 12, 1986?
Asked on 7/26/07, 12:29 pm
2 Answers from Attorneys
James Grissom
Law Office of James P. Grissom
Re: new creditor
This would be a violation of the Federal Fair Debt Collection Practice Act and the Texas Collection Practices Act. Write them and tell them this information and they should get off your back. Make sure they do not put this on your credit report.
Answered on 7/26/07, 1:01 pm
Sharon Campbell
Sharon K. Campbell
Re: new creditor
That would be outside the statute of limitations for suit on a debt in Texas which is 4 years. The case is defensible on that ground alone and also gives you a claim against them under the Fair Debt Collection Practices Act. You should hire a consumer attorney.
Answered on 7/26/07, 2:54 pm
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