Legal Question in Credit and Debt Law in Texas

Creditor withdrew funds w/out permission

I owe funds to a certain creditor - initially they bullied me into giving them my checking account info over the phone - I NEVER gave them any check numbers to use, because they were to call me first when the funds were due and I was in turn to give them a check number to use to debit my account. After some thought I decided NOT to go this route (I did not trust them) and placed a stop payment on the dollar amount w/my bank (since no check numbers had been given). The creditor phoned me a week later and I told him I would overnight a payment and that I had cancelled the dollar amount w/my bank so they could not withdraw the funds - first he got really angry then said OK. I overnighted the funds. The next month I noticed that there was a large amount of money taken from my checking account - the creditor changed the dollar amount by 1 penny, and made up a check number (9001, where I was only in the 1700's in my checkbook). I called my bank and they placed the funds back in my account after I explained what the creditor did. Is there something I can do to this creditor to keep this from happenning - this seems quite fraudulent to me - making up a check number and such.

Please advise.

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