Legal Question in Credit and Debt Law in Texas

dead accounts

I have a credit account from 16 years ago that was not paid. It is no longer in my credit report. I am receiving calls from a collection company who bought this ''dead account''. I have read that if you pay one of these, it will go back on your credit report. What is the legality of this?


Asked on 1/16/08, 3:48 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: dead accounts

The statute of limitations for suit on a debt in Texas is four years. Tell them to stop calling you. If you know who they are, send them a letter, certified mail, return receipt requested, telling them to cease all communication with you regarding the debt.

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Answered on 1/16/08, 5:12 pm


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