Legal Question in Credit and Debt Law in Texas

Old debt resurfacing

Last year my wife and I purchased a home. Since then I have been getting letters from creditors regarding old debt from over 7 years ago when I was in the military. Some of them are even 10 years old. 95% of them are not even on my credit report anymore.

What is the best course of action for me to take? should I send a cease and desist letter? Or a dispute letter?


Asked on 10/22/06, 3:16 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: Old debt resurfacing

Yes; send a cease and desist letter.Also, check your credit report to make sure they are not reporting there. The statute of limitations for suit on a debt in Texas is four years.

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Answered on 10/24/06, 8:47 pm


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