Legal Question in Credit and Debt Law in Texas

My debt shows on spouses credit report

After being put on disability, i contacted all my creditors to arrange payment through CCS. One of my creditors refused and told me the payment amount I offered was not sufficient ($50.00 month). Needless to say it was turned over for collections. I was not surprised and figured if I EVER got enough money to pay them off I would, until then I will suffer the bad credit report. My question, is it legal for them to also put this as a collection account on my spouses credit report? His name was nowhere on this account nor did he ever sign anything linking him to this account. He was recently denied a loan because of this item on his report.


Asked on 10/15/01, 6:29 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: My debt shows on spouses credit report

This creditors actions may be in violation of the Texas and Federal Debt Collection laws. If you want my assitance in this matter, contact me by e-mail.

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Answered on 11/26/01, 2:38 pm


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