Legal Question in Credit and Debt Law in Texas
Frozen accounts
My bank accounts have been frozen due to a default judgment I did not know had been awarded against me. I was sent a certified letter to dispute a claim which I mailed back my dispute to the court. This was over a year a go and apparently the court didn't receive the documentation so there was never a court date set or anything. I want to know if they are legally able to seize anything else of mine besides my bank accounts (like my car) and if I have a joint account with someone if they are able to freeze those accounts also. I talked to the law office and they said that they tried to contact me which I have not heard from them and they admitted that they never sent anything certified to me. I do not even know how to proceed in this manner. Please help
1 Answer from Attorneys
Re: Frozen accounts
If you were not served with citation, you may be able to get the judgment set aside through a bill of review. It may be worthwhile talking to local counsel that has handled bills of review.
So long as the judgment is there, any bank account where you have signing privileges is fair game. They can't take your care, or your house, or your tools of your trade.