Legal Question in Credit and Debt Law in Texas

Garnishment

I am a 46 yo disabled female in Texas, and my only income is SS Disability. I recently had my intire bank acct garnished without my knowledge. I received papers the next day stating it was for a repossed car I co-signed for 5 yrs ago. Can I get any kind of help on this?


Asked on 6/19/08, 9:56 am

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: Garnishment

Sorry. But apparently you allowed a judgment to be taken against you and the creditor garnished your bank account. You are supposed to receive notice of this, but that usually comes after the fact. if they did not follow procedure, you might be able to get your money back, but highly doubtful and depends on the judge. Also they must have served you with the lawsuit. Sometimes they fail to do that properly. If you had a lot of money in the account (and I realize it was a lot of money for you), it might be worth trying. Otherwise, learn to get by without an account and take out your SS deposit right away. Good Luck.

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Answered on 6/19/08, 11:23 am


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