Legal Question in Credit and Debt Law in Texas

Girlfriend Screwed me on Car

Was dating girl and bought her car. She agreed to make all payments. Right after we bout car we broke-up. I took car back from her because she was not making payments. The car is completely in my name. I have only made the first payment on the car and second is due. I can not afford to make payments for her car and my car as it is 350+ more a month than I make. Also, when purchased car dealer let us take car after signing contracts but loan was not approved yet. The bank we signed the contracts for first turned me down. Then almost a month later they had me come in to sign a new set of contracts at higher payments and interest than originaly quoted. I asked the dealer I bought my other car from what to do. They said let they bank repo the car and don't worry about being sued because they can't get money from you that you don't have. I can't sell the car because I owe about 16500 and only values to 12000 for private party sale and I don't have the money to pay the difference. Will only be able to make a couple of more payments before I start to fall behind. This is on a 6 year note and already have bankruptcy on my credit. Any advise on what to do??? Worried about being sued for balance if car is repoed.


Asked on 10/18/04, 4:51 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Girlfriend Screwed me on Car

You have royally screwed yourself. They'll probably end up taking a deficiency judgment against you, but like the dealer said, there's nothing to collect on and your credit's shot anyway.

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Answered on 10/18/04, 6:11 pm


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