Legal Question in Credit and Debt Law in Texas

My husband and I are trying to buy a house. We were told that my husband has a judgement of $871.00 on his credit report from a broken lease in 2004. We called the collection agency to pay off the $871.00, and were told that he really owes $6,000.00. If he owes $6,000.00 why would they only report $871.00 of it as a judgement. What are our options. We obviously can not afford $6,000.00 to them and still come up with our down payment for a house???? Are they allowed to just change their minds on how much he owes????


Asked on 11/17/09, 3:36 pm

1 Answer from Attorneys
Donald McLeaish McLeaish&Associates;, P.C.

Try to get the lender to waive payment...and see a lawyer if he it is a "default" ie he did not appear..but frequently people are sued for small amounts but the collection lawyer gets a judgment for costs...Second..call the Court where the judgment was obtained and see if you can obtain copy by fax/email or mail..but if just a default..it could be set aside if you call a get a lawyer to fight..

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Answered on 11/22/09, 4:37 pm


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