Legal Question in Credit and Debt Law in Texas
My husband has been served for an unpaided account. He has to respond with in a certain period, what is it that we respond to, the fact that we received the document? Also, if we don't respond we get a default judgment, what is that and what does it entail. What happens if we can not pay the amount we are being sued for?
1 Answer from Attorneys
always file an answer..and because one normally does not know if the claim is valid..deny the claim as stated..be sure to get a notary to notarize a sworn denial..e.g. interest/penalties/not giving credit for payment..or even the merchandise not worth what charged..but then be sure to go to Court when you are told of the date...If they get a judgment, they could garnish accounts/get nonexempt property..etc..or call a lawyer..in your area
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