Legal Question in Credit and Debt Law in Texas

I have had a judgement put against me in my old last name. My question is can my bank account be frozen in my new name it's a joint account with my husband I am married to now. I have been married 4 yrs to my new husband? This is and old judgement that was with my first husband whom I have been divorced from for more than 6 years.

Thanks for your help

Jana


Asked on 4/24/10, 12:46 pm

1 Answer from Attorneys
Charles Williamson Charles J. Williamson, Attorney At Law

First question: You say this is an "old" judgment - how old? Reason for asking, if a creditor allows the judgment to languish for 10 years without taking steps to have the judgment renewed, then its considered abandoned and, so, no longer collectible. Sounds like you might meet the 10 year requirement.

Note that if the bank wants to levy your accounts, it can, even though your name has changed. Stop and think about it for a second, if it was possible to defeat a debt by simply marrying someone to have your name changed, how many people would be doing that? A ton! Since people haven't been doing that, it should be clear that such a trick will not work.

If there's a good possibility that your bank account(s) will be levied against, get your money out fast!

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Answered on 4/29/10, 2:54 pm


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