Legal Question in Credit and Debt Law in Texas

judgements

A credit card company got a judgement against me for payement. I tried to work something out with the bank that gave me the card. I have also attempted to pay the debt through credit counsleing services. During the time I was with the credit counsleing services I paid over $3,000 on the debt that was total $5,000. The bank is stating that I have not paid anything on the debt and they continue to state that I owe them $5,000. I did not go to court when I was served because I was scared. Now I have received papers from their lawyers asking that I answer questions about my assets. The paper states if I don't respond to the interrogation papers, I will be arrested by the constable under the Rule 621A of the Texas Rules of Civil Procedure. I attempted to work out a payment plan with Providian Bank, but they did not want to work with me. I pulled my account with the Consumer Credit Counsleing serices becaues they was not sending my creditors their payments. All of the other creditors I had, lowered my payments and I am paying them with no problems. What can I do? Please help.

Thanks


Asked on 9/19/02, 9:57 am

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: judgements

Answer the interrogatories to the best of your ability, and try to open a dialogue with the attorney about paying off the judgment. Had you attended the trial, you might have been able to show what the counseling service was to have paid, but that opportunity is gone, and never to return.

I also suggest you contact an attorney to help finding out where Consumer Credit Counseling Service may have sent your money, if Providian Bank didn't get their payments.

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Answered on 9/19/02, 12:50 pm


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