Legal Question in Credit and Debt Law in Texas

what if you have been late on making your house payment on many tines but it was paid and you paid it on the last day it was due should there be a late fee, and then you get a letter saying you will be foreclosure for late fee of $17.48 can that really happen thanks


Asked on 4/23/10, 6:23 am

1 Answer from Attorneys
Charles Williamson Charles J. Williamson, Attorney At Law

Yes, it can really happen. You must understand that you have to make payments in accord with the loan contract you signed to obtain the mortgage. You cannot skip a month or two and then say, "yeah, but I eventually paid the whole amount due." That is NOT what your loan contract says you must do. Sounds like they finally became tired of your late payments.

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Answered on 4/28/10, 10:26 am


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