Legal Question in Credit and Debt Law in Texas
Legal action to remove name from lien
My ex-wife left the state over a year ago, with a vehicle in both our names (I am the primary signer, she is the co-signer). To this date she or someone else has made payments to the bank. Unfortunately there have been times where she has been late and I have received notices to bring the account current. The vehicle has also been involved in some accidents and since I am on the lien, I have been tracked down as responsible for the damages to the other parties, even though I was not driving the vehicle. To this date I am unaware of where the vehicle resides nor who has possession of the car, nor is there a way to contact her. I would like to take legal action to remove my name from the lien. Can I report the car stolen even though someone is making the payments ? Is there any legal action I can take to make her 100% responsible, if she can be found ?
1 Answer from Attorneys
Re: Legal action to remove name from lien
I don't like to be the bearer of bad news, but you are on the hook for the vehicle. The best you could do, for whatever it's worth, would be to sue her for whatever damages she's caused.
Do not report the car as stolen. That's filing a false police report and is a crime in itself.