Legal Question in Credit and Debt Law in Texas

Lein on parental rental home due to my personal credit card debt
I am living in my father's rental home and a credit card company that I (his 41 year old daughter) owe money to is claiming & threatening to place a lein on this rental property. The home is in his name, not mine. I have no absolutely no assets of any real value other than one vehicle (which is not worth much). Could there be any truth to the credit card company's threat? Can they put a lein on a home I personally do not own (and is not in my name) but that my father does own?

Thank you in advance for any advice that you can impart.

Asked on 3/09/07, 4:52 pm

Donald McLeaish McLeaish&Associates;, P.C.

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Re: Lein on parental rental home due to my personal credit card debt

Get the threats in writing or record those calls..and a lawyer may accept the case for violation of fair collection laws..

Answered on 3/09/07, 5:04 pm

Peter Bradie Bradie, Bradie & Bradie

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Re: Lein on parental rental home due to my personal credit card debt

1. They can't do it; and

2. A threat to do something impermissible is a violation of the FDCPA, both state and federal.

Answered on 3/09/07, 5:12 pm

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