Legal Question in Credit and Debt Law in Texas
Length of a Lien can be held in Dallas, County, Texas
There was a lien filed over twenty years ago for a car that was repossed. They have now put a hold on the checking account and are taking everything that goes into the account. At the time the lien was filed, 20 years ago that total was roughly $2,000.00. They are now saying that the amount owed is around $8,000.oo because of interest. My question is, how long can a lien be in place before it expires or does it expire. When the car was repossed 20 years ago, the owner was told that the lien would only last for seven years and then would no longer be enforceable. However, 20 years later the lien is being taken from the checking account without any prior notice or warning. Does the person who the lien is being enforced against have any recourse?
1 Answer from Attorneys
Re: Length of a Lien can be held in Dallas, County, Texas
A judgment lien is good for ten years, and can be resuscitated by simply ordering a writ of execution, and that extends it for another ten years. That can go one for as long as the judgment itself isn't satisfied and the judgment creditor feels like pursuing it.
They've obviously gotten a writ of garnishment, and you can challenge that. Get a lawyer!