Legal Question in Credit and Debt Law in Texas

Made 12 monthly payment arrangements with a collection agency to pay a recently charged off account in full. They emailed me the letter and I have saved it. Now I was told that this company is a 3rd party collection agency collecting for the company that bought my debt. I've already given one payment. My question is how can I make sure that this collection agency is legally authorized to collect the debt. I don't want to pay, and then have the creditor claim I didn't pay them.


Asked on 2/12/11, 3:19 pm

1 Answer from Attorneys
Mark Dunn Mark D. Dunn

Ask the company itself for proof that it represents the real creditor. If they refuse to send you such proof, don't send them the money.

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Answered on 2/15/11, 6:03 am


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