Legal Question in Credit and Debt Law in Texas

Re: North Carolina / Texas Wage Garnishment/Seizure?

The short answer is yes, the credit card company may file a postjudgment writ of garnishment against your bank account here in Texas. First, however, they must file the North Carolina judgment in Texas, wait thirty days, and only then can they file the writ of garnishment. I don't know whether credit unions exchange such information, but all they would have to do is hire an asset search person to find your bank account and it is easily done. You might consider calling the attorney who obtained the judgment in North Carolina and making a payment arrangement. Or just make payments anyway, without an agreement. Send them certified mail, return receipt requested, make payments by money order so you don't just give them information about your bank account and keep track of the payments. Once the judgment is paid in full, they must give you a release of judgment.