Legal Question in Credit and Debt Law in Texas

What are my options for collection of a win in jp court in texas


Asked on 4/08/12, 7:55 am

1 Answer from Attorneys

Mark Dunn Mark D. Dunn

Most people in Texas are "judgment proof," which means that they don't have any non-exempt property (property that isn't exempt from seizure). This means that a writ of execution wouldn't do you any good. However, for around $100, you can run the writ, just to see if the sheriff can collect anything. The court that gave you the judgment will issue the writ (it costs a few dollars), and then you take it to the Sheriff; bring his (the debtor's) address with you.

You can garnish the debtor's bank account if you know where he banks AND you're sure that he has funds on deposit. The filing fee for a garnishment can be $100 in Justice Court; you don't want to hit his bank with a garnishment if he has only $55 in the bank.

You can spend about $20 and record an abstract of judgment in the county where he lives. The clerk of the court (the one that gave you the judgment) issues the abstract, and you take it to the county clerk's office to be recorded.

You can start off by writing him a polite letter telling him that you have a judgment against him in the amount of $X. Give him ten days to pay it or to contact you to make arrangements.

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Answered on 4/09/12, 11:22 am


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