Legal Question in Credit and Debt Law in Texas

If I owe a credit card company but really don't want to pay or file bankruptcy what should I do? If they sue can I scare them away?


Asked on 8/24/12, 7:16 am

1 Answer from Attorneys
TC Langford Langford Law Office

I don't what you mean by scare them away. If you are truly judgment proof -- no non-exempt assets, including financial accounts; then I suppose you could ignore them; knowing that they could take a default and then execute on the judgment.

If you are not judgment-proof, then hire a lawyer to reconcile it in a way you can live with.

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Answered on 8/28/12, 9:14 pm


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