Legal Question in Credit and Debt Law in Texas

past due credit cards

can a credit card co. or collection agency go after my retirement or ira? also can they go after my husband if all credit cards were in my name. also can a credit card company refuse to take less than the minimum payment?


Asked on 1/28/08, 9:39 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: past due credit cards

No; No; No. They can say they will not stop collection efforts, etc., but if you send them a payment they have to apply it to your account. They do not have to negotiate a payment arrangement with you.

Read more
Answered on 1/29/08, 2:23 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas