Legal Question in Credit and Debt Law in Texas
Payment of monies not covered by insurance
After an operation performed on my wife and after payment by her insurance company, we started making $50.00 per mo. payments to the hospital. After accepting 3 payments, they turned us over to a collection agency. What is my recourse and how will this affect my credit? Thank you.
1 Answer from Attorneys
Re: Payment of monies not covered by insurance
Just keep making the payments.
Hospitals have huge numbers of people in your situation, and the files are routinely routed to a collection agency.
It will be on your credit report as a slow pay. This is common when large medical bills come due. Add a statement to your credit report detailing that the bill was paid timely and fully by a monthly payout arrangement. The blemish is a small one.
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