Legal Question in Credit and Debt Law in Texas

Re: Phone calls

If you did not sign on the contract, you are not liable on this debt. If you have a signed green card indicating their receipt of your letter telling them to stop calling you, you have a cause of action against them under the state debt collection practices act.

Re: Phone calls

If you can show that they received your letter through the green return card, you can proceed against them for violating the Texas Fair Debt Collection Practices Act. If you only sent the letter without asking for a return receipt, but you know the certified mail number, you can ask the post office to provide you with the notice that the letter was delivered.

If neither, you'll have to write to them, certified mail return receipt requested, stating that your husband is not the party they are looking for, you have no legal obligation under the contract, they cannot garnishee wages in Texas for that sort of debt, and if they don't stop harassing you legal action will be taken against them.

You'll want to contact an attorney in your area that handles consumer law.