Legal Question in Credit and Debt Law in Texas

Repoed auto deficency collections
2 questions please.
1. John and Mary, brother and sister, both in Texas. Mary gets a judgement levied against her. Mary has John deposit her pay check in his account, he makes withdrawal and gives Mary cash. Is John's account reachable by Mary's judgement ?

2. Orignal creditor is Ford Mtr Credit. Collector is American Road Recovery in Mesa Az. American's wed site states '' incorporated by Ford Mtr Credit 1998 in Fla''. I didn't find reference to other states. Is American Road Recovery considered the original creditor and not subject to federal FDCPA ? If so, are they subject to Texas FDCPA?

Asked on 3/24/09, 12:30 pm

Donald McLeaish McLeaish&Associates;, P.C.

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Re: Repoed auto deficency collections

1...NO

2...probably but need all the facts..and would like the case

Answered on 3/24/09, 5:32 pm

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