Legal Question in Credit and Debt Law in Texas
Reposession
In 1999 I voluntarilly returned a car to a bank, it was sold and of course money was still owed. I worked with the bank and sent money for several months, then they sent back a check and said no such account. Now my ex-wife tells me someone saw in the paper the bank is suing me. I have had no notice, still have the same p.o. box from when I was dealing with them, so what should I do, and can they do this without contacting me about a lawsuit? Any help would be appreciated.
1 Answer from Attorneys
Re: Reposession
You are supposed to be personally served before a judgment may be entered against you. To play it safe and to avoid having to file a motion to set aside a judgment after the fact, you might go to the court and get a copy of the lawsuit. It is a public record. What is in the paper may be their effort to serve you by publication if they have not been able to locate you. You cannot be personally served at a post office box.