Legal Question in Credit and Debt Law in Texas

Repossessions

How long can a credit collection agency contact you after the repossession of a vehicle? It's been almost 9 years.


Asked on 1/30/01, 1:40 pm

1 Answer from Attorneys

James Grissom Law Office of James P. Grissom

Re: Repossessions

Your question doesn't make clear if there is a judgment for the deficiency after the repo; but if so, the judgment is good for 10 years if recorded. If no judgment, there is a debt but there can be no lawsuit because the statute of limitations has expired.

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Answered on 3/15/01, 9:33 am


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