Legal Question in Credit and Debt Law in Texas
Repossessions
How long can a credit collection agency contact you after the repossession of a vehicle? It's been almost 9 years.
Asked on 1/30/01, 1:40 pm
1 Answer from Attorneys
James Grissom
Law Office of James P. Grissom
Re: Repossessions
Your question doesn't make clear if there is a judgment for the deficiency after the repo; but if so, the judgment is good for 10 years if recorded. If no judgment, there is a debt but there can be no lawsuit because the statute of limitations has expired.
Answered on 3/15/01, 9:33 am