Legal Question in Credit and Debt Law in Texas

Statue of Limitation

I received in the mail today a medical bill from my accident back in 04-18-2004 from a debt collector. My question is, should I pay this bill, even though in the state of Texas the Statue of Limitation for a written document is 4 years? If I don't pay it will it count against me on my credit report. They are offering me a 50% discount of the full balance, which is like $326. Thanks


Asked on 6/16/09, 3:41 am

1 Answer from Attorneys
TC Langford Langford Law Office

Re: Statue of Limitation

It is your choice. They cannot successfully sue you for the debt, since it is past the SoL. It can remain your credit report for a few more years. IF you decide to make a payment, it will revive the SoL, so make sure any admission of the debt, including a payment, is pursuant to a written legal release.

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Answered on 6/25/09, 9:02 am


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