Legal Question in Credit and Debt Law in Texas

Is there a statue of limitations for credit collectors to collect a debt? I received a letter from a collection agency and called to find out what it was and was told it was an old dept store credit card balance from 1987. We filed bankrpucy in 1988 and I know this was one of the debts we listed to be dissolved in the bankrupcy. So does the agency have a leg to stand on? They first contacted me about a year ago, I explained the above to them, they went away for a while and now I got another letter. Can they truly damage our now good credit? OR is this just an attempt to try to bully unsuspected people into paying old debts? What rights do I have as a consumer?


Asked on 2/11/10, 6:26 am

1 Answer from Attorneys
Donald McLeaish McLeaish&Associates;, P.C.

if you have any documents in writing for collection of debt released in bankruptcy you could collect...so contact alawyer for help...they can collect after stat of limitations run..andafter bankrupcy if one agrees or consents to pay...get help..

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Answered on 2/16/10, 11:08 am


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