Legal Question in Credit and Debt Law in Texas

Statue of Limitations

In November, I received a notice of nonsuit without prejudice about a credit card that was last paid in 2000. A collection agency called yesterday and said it would be turned over to a lawyers office unless I paid a down payment of $1000. What is the statue of limitations in TX, and what should I do now?...I don't have that amount of money.


Asked on 3/03/06, 9:56 am

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Statue of Limitations

The statute of limitations on a debt is four years in Texas, starting from 30 days after the date of last payment. Write back to the agency, certified mail, telling them that you dispute the debt, that limitations have run, and further attempts to collect the debt will be a violation of the FDCPA (Fair Debt Collection Practices Act). That should put a stop to it

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Answered on 3/03/06, 10:14 am


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