Legal Question in Credit and Debt Law in Texas

Statute of Limitation for Debt Collection

My apartment was broken into six years ago. A checkbook was stolen. I closed my account before two bad checks were written. I resolved the issue with one of the companies six years ago; however, a debt collector has hired a lawyer to come after me for the other. The theft of the checkbook was reported to the police six years ago, and is located within the police report. I do not have a copy of the police report, but I do have the incident number for the report. Is there a statute of limitation under which this lawyer can pursue collection from me even though I have a police report stating that checkbook was stolen? What do I need to do to have this taken care of is a nonconfrontational manner?


Asked on 7/29/04, 12:02 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Statute of Limitation for Debt Collection

The statute of limitations for debt in Texas is four years. Write to the lawyer, certified mail, explaining the situation, and let him know that limitations have run. If he proceeds, contact a lawyer that's familiar with the Fair Debt Collection Practices Act.

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Answered on 7/29/04, 12:31 pm


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