Legal Question in Credit and Debt Law in Texas
Stop Payment for job not performed
Independent contractor did not perform the job at all. I put a Stop Payment on the check on Advance payment of $300. Contractor cashed the check at Check Cashing company. Now Check Cashing company is harassing me on phone and by mail to pay the money. What I should do? What are my options. I am planning on sending Check cashing co. an affidavit explaining my position. I did not write the check Payable to Check Cashing Co. Should I send the affidavit?
2 Answers from Attorneys
Re: Stop Payment for job not performed
That is why check cashing charge so much....so if you owe nothing..you owe them nothing...but a wise contractor once told me..never pay in advance for work..if the contractor does not have credit for materials...it will have no reason to stay after getting paid..
Re: Stop Payment for job not performed
Send them a letter explaining why the check was stopped. You don't owe them anything.
When you make a check payable to the order of... that becomes an instrument that can be passed on from entity to entity.