Legal Question in Credit and Debt Law in Texas

Submitting a written response to being sued for credit card debt

I have been asked to submit a written response as a result of being sued by Chase Bank USA. The Plaintiff's County Court's suit is a motion and application to confirm arbitration award. I did not go to the arbitration hearing and I do owe the debt. I am working with a credit settlement company and have been paying them a fee. Bottom line, they are not attorneies; I owe $7K to chase and I can not affordto settle due to a spouse's non-life-threatening medical problems (we are both 33).What should I do? I owe the debt, intend on paying, but can not right now? I also can not afford an attorney. I need help. Thanks. By the way, I have learned from my bad choices and had no other choice but to solicit the help of a debt settlement company . . .


Asked on 1/27/08, 2:48 pm

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: Submitting a written response to being sued for credit card debt

You should seriously consider hiring an attorney to represent you in this. Arbitration confirmations can be successfully fought. I've seen enough of these to almost guarantee that no credit card or arbitration agreement was ever presented to the arbitrator which means they did not have jurisdiction to arbitrate and the award should be vacated. Feel free to contact me or look at the consumer attoneys available on www.naca.net

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Answered on 1/27/08, 3:22 pm


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