Legal Question in Credit and Debt Law in Texas

sued by cc company

I was sued by a credit card company. 6 years ago I had major financial issues and the amount I owed was about $8,000. I was unable to pay and it went to collections. 1 year ago they sued me and 2 days ago I received a letter stating tha they won and the judgement is for over $22,000 now. If I do not contact them then a Sherriff will come and serve me with a Writ of Judgement. I do not have the money to pay them, I don't own anything. What can they do to me? Will I go to jail for this?


Asked on 10/17/07, 9:25 am

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: sued by cc company

If it went into default 6 years ago, the statute of limitations has passed. The statute of limitations for suit on a debt in Texas is 4 years. You should hire a lawyer to defend it, because you have a claim against them for violating the Fair Debt Collection Practices Act by filing a suit outside the statute of limitations.

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Answered on 10/17/07, 12:05 pm


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