Legal Question in Credit and Debt Law in Texas

You can lose your lawsuit. The winning party can get a judgment.

You cannot go to jail - we don't have debtor's prison in the US.

I hope this answers your question.

If the debt is really old - then the statute of limitations might have run & you don't owe the debt.

You might be ordered to go to mediation before you stand before the Judge. If so, you can offer a payment plan & try to negotiate with the person suing you.

In the State of Texas, many things are exempt from being "attached" and your debtors cannot take them from you -- like your work tools. Most creditors hate Texas because Texas protects its residents from creditors. Creditors cannot garnish your wages so don't agree to that.