Legal Question in Credit and Debt Law in Texas

I am being suided by a dedt collector over a credit card that I defalted on 10 years ago because I became dissabled and could not afford the payments. when I tried to talk to the bank they did nit want to work with me. then thay turned me over to the credit people even though I was making small payments.So decided to stop paying and that about ten years ago. Now this collector in suing me for the amount owed. I still cant afford to pay any more. Can they attach my saving account wich as very little in it and cand they take my house and car.


Asked on 9/21/11, 11:20 am

2 Answers from Attorneys
Mark Dunn Mark D. Dunn

You need to file an answer NOW and plead limitations. If it's been more than four years since you made a payment (or promised to make a payment), you can beat this case.

Read more
Answered on 9/21/11, 11:51 am
Greg Wiley Law Office of Greg Wiley PLLC

File a statute of limitations defense if it has been 10 years. I fit has been 10 years, you have a counter suit for a violation of both the Texas State Debt Collection Acts and Federal State Debt Collection Acts.

Best of Luck

Greg Wiley

www.dallas-fortworth-bankruptcy.com

Read more
Answered on 9/21/11, 12:53 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas