Legal Question in Credit and Debt Law in Texas

Re: Texas law on personal judgements and creditors rights

Generally, a creditor can garnish your bank accounts in Texas if they have a judgment. After securing a judgment, the creditor will probably send you some discovery asking you to disclose your assets and bank accounts. Armed with that information, they can then garnish your bank account.

A few things can affect this, however, like whether you are in bankruptcy proceedings or whether you have social security benefits in your account.