Legal Question in Credit and Debt Law in Texas

unauthorized credit inquiries by mortgage company

My ex-husband and his new wife refianced the house which was awarded to him in the divorce. The mortgage company pulled a 3 merge credit report twice. I had nothing to do with the refiance of the mortgage. How can a mortgage company pull my credit without authorization? So, I have 6 inquiries on my credit report. According to FCRA what would be my recourse?


Asked on 11/07/06, 11:47 am

1 Answer from Attorneys
Sharon Campbell Sharon K. Campbell

Re: unauthorized credit inquiries by mortgage company

You have a case for what is called an impermissible pull. I suggest you hire an attorney who handles FCRA cases.

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Answered on 11/07/06, 12:02 pm


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