Legal Question in Credit and Debt Law in Texas

Can my wages be garnished?
I have a 2001 Ford focus that i purchased in 2002. I have been paying on it since then. My interest rate is crazy high @ 29.9% so I have paid them almost 20grand on it and still owe 6,000.
My engine just broke on it and I have taken it to 3 dif. mechanics. All said this engine was only made for one year and Ford stopped making it and is hard to find.,also that the same thing has been breaking in all 2001 focus SE model. If they cant find the part for less than 1,000 I cant afford to fix it and keep paying for it just to break again. If i tell them to pick it up can they garnish my wages for what i still owe or hold my income tax check from me? I really need to have a car I can drive. It has been 2 months and my mechanic said he still can not find the engine. He found only one this whole time and it cost 2200 and i so could not afford that. He also said that id i look up this car I will see how dangerous this engine is and that it is not worth fixing due to the hazards.

Asked on 8/07/07, 1:51 pm

TC Langford Langford Law Office

0 users found helpful

0 attorneys agreed

Re: Can my wages be garnished?

Your wages or tax refund cannot be garnished for a civil debt. Your bank account can be.

Answered on 8/07/07, 3:04 pm

Keywords

Match Any Match All

Country

State

Area of Law