Legal Question in Credit and Debt Law in Texas

Writ of Garnishment

My bank has been served with a writ of garnishment .The writ of garnishment prohibits the bank of honoring checks presented on my account . The

writ of garnishment is the result of a bankrupt dept store which I did not pay the credit card amount due .

I was give no warning .I have checks I have written that have not been paid.Mortgage ,utilities,car payment. I am also being charged legal fees by my bank for the ammount which my bank is entitled to recover from the funds of my account. What are my rights ?


Asked on 10/07/01, 8:46 am

1 Answer from Attorneys

James Grissom Law Office of James P. Grissom

Re: Writ of Garnishment

Usually, in order to get a writ of garnishment, the creditor must have obtained a judgment. To get a valid judgment, you must have been served with a copy of the lawsuit. When you say you didn't know anything about it, I wonder if you received the citation or if someone took a shortcut. Or maybe you just threw it in the wastebasket. I would like to see a copy of the return of citation, because if you were not properly served, then this creditor is in hot water. If you want my assistance in this matter, contact me by e-mail.

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Answered on 11/26/01, 2:52 pm


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