Legal Question in Credit and Debt Law in Texas

Written response to a creditor's citation

a creditor is suing me for nonpayment of debt. I orginially signed up with a consumer counseling service that mistakingly forgot to mention that the creditor had not responded to their proposition, so after 4 years of paying monthly payment, when I called to pay them off, I still owed the original balance. I have to provide a written response to the county clerks office, how do I get the correct form? How should I respond?


Asked on 5/19/05, 8:17 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Written response to a creditor's citation

You can send a letter to the court, identifying the cause by case number and parties, and state that you deny the claim. Send a copy to creditor's counsel.

Then call the attorney, explain why the debt wasn't paid, and see if you can work out a schedule of payments, or a single lump-sum payment at a fraction of the debt, to compromise and settle the matter.

Send the letter and start negotiations ASAP.

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Answered on 5/20/05, 5:48 am


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