Legal Question in Criminal Law in Texas

National Arbitration Forum

The attorney for my Chase Credit Card old debt has filed a claim with the National Arbitration Forum. I received a letter from the Mann Bracken law firm with locations in GA, VA, NC, TN stating that a claim was filed with the National Arbitration Forum (NAF) regarding my old Chase Bank Card debt, and that I must respond. I have no idea what to do here. I am worried that they will garnish my wages and/or bank account. I beseech anyone with legal knowledge of this type of situation to please help me understand what I should do. I live in Texas. Thank you!


Asked on 6/13/07, 4:58 pm

1 Answer from Attorneys
TC Langford Langford Law Office

Re: National Arbitration Forum

First of all, this is not a criminal matter, and you might want to repost it under civil collections, so that more experienced attorneys in this field might reply.

You must respond, you will almost automatically lose, if you do not respond. (and quickly). Your best response is from an attorney well-versed in collections law.

IF they end up with a judgment, they cannot garnish your wages, but they can garnish your bank account, even if it contains your wages.

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Answered on 6/13/07, 5:13 pm


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