Legal Question in Family Law in Texas

Awarded Auto

Got a devorce and the auto was awarded to her and agreed that she would pay the note and do all the up keep and keep insurance on it. I signed for it for her to get it but as a co-signer. She quit making payments and it was repoed. I was never sent any bills or statements from lean holder all sent to her. I pulled my credit report and it shows that I've got a repossession on my credit history. Now it it was rewared to her and she agreed to be responsibe for it on her own, I can send a copy of the decree to lean or credit people stating that it was awarded to her and I have no responsibllities what so ever. Question is it possible to have or fight it and have it taken off my report? Thank you for your time.


Asked on 4/18/06, 8:28 pm

2 Answers from Attorneys
Fran Brochstein Attorney & Mediator

Re: Awarded Auto

You can certainly do whatever you want to in an effort to get this debt removed.

However, you were a co-signor on this note. The Court does not have the authority to remove your name from the debt. Only the person or company that has the debt can remove your name.

In this case, the car company is the debtor that you agreed to be a co-signor on.

It is your responsibility as a co-signor to keep the debtor notified of how to contact you.

You can, of course, sue your ex for not paying the debt.

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Answered on 4/18/06, 10:21 pm
Gerald R. Yoakum The Practice of Gerald R. Yoakum, P.C. A Full Service Law Firm

Re: Awarded Auto

You are allowed up to 100 words on each credit reporting agency to explain a debt. I would explain the repo and quote the court order and give the cause number it can only help. You are stuck with the hickey on your credit.

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Answered on 4/18/06, 10:36 pm


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