Legal Question in Family Law in Texas

Voluntary Forclosure on joint mortgage

I bought a house with an ex the mortgage is in both names. After the split, which was only 4 or 5 months after the purchase he signed the deed over to me, so I own the house. Now he is mad at me and threatening to voluntarily forclose or repo the house to ruin my credit if I dont sell or refinance. I tried refinancing but I cannot do it right now. Can he ruin my credit and give up MY house without my consent...and all payments are up to date on the loan and every single payment ever made on it has been in my name from my checking account.


Asked on 10/01/07, 5:12 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: Voluntary Forclosure on joint mortgage

If he signed the deed, he has no right, title or interest in the property. The fact that his name is on the mortgage may prevent him from getting credit for a new mortgage or other purchases, but as long as it is paid on time, he has no recourse against you - absent a court order wthich you did not mention.

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Answered on 10/02/07, 6:36 am


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