Legal Question in Civil Litigation in Texas

Car Loan

I purchased a car in 2001 with my mom, since it was late, they told us the loan office was closed but figured up the numbers and told us to sign the contract and they would send it to us in the mail. Almost 5 years later, 6 months before the care was supposed to be paid off, I started getting calls and letters saying my lease was almost up and I need to refinance the remaining balance of the vehicle. I asked them to send a copy of the contract and it was totally different from what we originally signed but had our signatures. We did not receive the copy of the contract in the mail when we 1st purchased, so we have no proof except the fact that the MSRP is $18K. The car originally costed $18K+ but the contract says it was $33K+ with a balloon payment. What can I do legally to not have to pay this balance and keep my car?


Asked on 3/31/08, 1:27 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: Car Loan

You would have to prove the existence of the other contract. Since it's most likely gone by now, it's almost impossible. You might talk to a bankruptcy lawyer about your situation. Good Luck.

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Answered on 3/31/08, 3:23 pm


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