Legal Question in Civil Litigation in Texas
Credit Card Abuse
My mother-in-law, age 88, has moved in with my brother-in-law. He accidently opened one of her bills and found that she had a HUGE credit card bill. He told her he was going to start opening all her mail and is now finding numerous credit card bills running up into thousands of dollars. Apparently she has been charging on them for many years and not telling anyone and apparently using them just to meet daily needs. My husband and brother-in-law had shared the cost to pay the first bill ($3500 each) but we cant not afford to pay all these cards off for her. She is not wealthy and only lives on social security. Can she be held responsible for these bills or is there anything we can do to get these charges waived. We do not even know what she has been buying with them. It is not like she is living some kind of extravagant lifestyle. Do you have any suggestions to get this matter cleared up. All this is driving my husband and brother-in-law to their limits.
2 Answers from Attorneys
Re: Credit Card Abuse
Your husband and brother-in-law's devotion to their mother is truly noble and their sense of responsibility is rare these days. But, they are not responsible for their mother's credit card debt - now or later. If the credit card companies continue to extend credit, let the old lady enjoy herself. If she has any oil wells, stocks and bonds, or rare paintings, she should transfer those things now.
Re: Credit Card Abuse
Neither your husband, nor your brother-in-law, is responsible for your mother-in-law's credit card debt. She is solely responsible for the charges she runs up. If her only asset is credit card credit, and they keep lending her credit, don't worry about it. They can't touch her Social Security, and they have nothing else to go after.
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